LEASING SCHEME

Who can apply for JOBS financial leasing?
- Active and start-up production and service companies
- Agricultural producers and cooperatives
- Artisans and freelance professionals
- Unemployed people with viable business ideas

What can JOBS leasing be used for?
- Manufacturing and service sector equipment
- Agricultural machinery
- Transportation vehicles for your business

What are JOBS leasing terms and conditions?

- Maximum lease amount: BGN 25,000 (USD 17,000)
- Client upfront contribution: minimum 20% of equipment cost
- Lease period: up to 36 months
- Flexible grace period: up to 6 months. The grace period may be used at any time during the lease period depending on the client's choice.
- Repayment: in equal monthly installments
- Collateral: the equipment serves as collateral and must be insured in the name of the JOBS Business Center providing the lease
- Interest: base interest rate plus 10 percentage points. The lease cost* is in the range of 6.5%-7.5% depending on lease duration and grace periods

What are the JOBS leasing advantages?

- No fees and commissions
- No mortgage or other collateral required
- No penalty charges for early payment
- Flexible grace period to best meet the needs of your business
- Assistance with preparing your application documents
- Clients are free to suggest suppliers
- Advisory support and assistance to find markets
- For start-up companies - free training and preparation of business plan
- For existing companies - no business plan required